Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial? A Taxing Story: Capital Gains and Losses Understanding how capital gains are taxed may help you refine your investment strategies. 12 Steps to Living: Horizon, Risk Tolerance, and Compounding Understand the concepts of horizon, compounding, and risk tolerance, and create an investment plan.